10/30/2023 0 Comments Policy genius future purchase optionInstead, they might offer to do a more traditional underwriting process with a life insurance medical exam. If your health or age disqualify you from a no-exam policy, that doesn’t necessarily mean the company will turn you away. No-exam life insurance, such as the policies we have rated above, are best suited for life insurance buyers who are in excellent health and who are younger (typically 50s and under). Depending on your age and health, you may be required to do some additional testing, such as an electrocardiogram (EKG). You will likely be asked to provide blood and urine specimens for testing. The typical medical exam required by life insurance policies includes a series of questions related to your health and medical history, followed by a paramedical professional recording information like your blood pressure, weight and height. No-exam life insurance is exactly what it sounds like: Life insurance that does not require a life insurance medical exam. Transamerica (Trendsetter Living Benefits policy) Median time for no-exam application approvalĬompare quotes from participating carriers via
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